Episodes

Send us Fan Mail Everyone online talks about investing. Almost no one talks about the account that makes investing possible: the emergency fund. In this "back to basics" episode, Jessica and Brandon explain why a funded emergency fund comes before investing, and the one exception. They cover how much you actually need, where to keep it so inflation does not erode it, and why both a checking account and a brokerage account are the wrong home for it. They also share their own numbers, includin...

Send us Fan Mail What happens to your money when a marriage ends? Divorce doesn't just end a marriage, it ends a financial plan, and most people have no idea what to do next. Jessica and Brandon break down rebuilding after divorce for all three sides: the one paying, the one receiving, and the spouse who walks away with almost nothing. They get into the parts nobody warns you about: how retirement accounts get split, why alimony no longer works in your favor at tax time, the credit hit from ...

Send us Fan Mail Before you can invest, pay off debt, buy the house, or book the trip, you need to know one number: what it actually costs to be you every month. Most people have a vibe, not a number. This week Jessica and Brandon go back to basics on cash flow and budgeting so you can finally see where your money goes and give every dollar a job. 👉🏽 The one number that drives every other money decision you make 👉🏽 The perception gap: why you're spending more than you think, and where it hid...

Send us Fan Mail What if you were never "bad with money" at all? What if your brain is simply wired in a way that makes budgeting feel like swimming upstream? In this episode, Jessica and Brandon dig into the connection almost nobody in personal finance talks about: ADHD and money. They break down why executive function makes bills, budgets, and impulse control genuinely harder, and why the standard "just be more disciplined" advice sets neurodivergent brains up to fail. Jessica and Brandon...

Send us Fan Mail What does it actually cost to take a family of four across four countries for a month in Europe? In the finale of their five part European series, Jessica and Brandon share the full breakdown and what a month abroad really added up to. This last leg brings them to Nürnberg, Germany, the city where Jessica grew up, for the longest and most personal stretch of the trip. Brandon and the kids meet her aunt, uncle, godparents, and cousins for the first time, all in the middle of ...

Send us Fan Mail What does three nights in Amsterdam cost a family of four, and could you actually see yourself living there? In part four of their month in Europe, Jessica and Brandon skip the crowded city center for a storybook town twenty minutes out, and it might be their favorite stay of the whole trip. Financial advisor Brandon lays out what those three nights really cost, while the two of them get into the bike tour they would never do again, the coffee shop mix up every traveling par...

Send us Fan Mail Is Disneyland Paris worth it, or is it the one part of your Europe trip you can skip without regret? In Part 3 of the Europe travel series, Jessica and Brandon surprise their kids with three nights on property and reach a very honest verdict. They are not a Disney family, which might make them exactly who you want to hear from before you book. They get into the number most people dance around: what a family of four actually paid to stay on property with park tickets include...

Send us Fan Mail Is Paris actually worth the hype, or is it as rude, dirty, and overpriced as everyone warned? We went to find out as a family of four, and the city completely changed our minds. This is Part 2 of our five part series on a month in Europe, and it might be our favorite stop yet. If Paris is on your list, treat this one as your playbook. We cover how to enjoy the Eiffel Tower without overpaying, how to survive the Louvre with two kids, the shopping move that got money back in o...

Send us Fan Mail Four countries. Four weeks. A family of four, plus Brandon's mom. And it started because we didn't want to pay for six weeks of summer camp. This is Part 1 of a five-part series breaking down Jessica and Brandon's month in Europe, country by country. First stop: Barcelona. We get into how we flew there for 30,000 points a person, what our Airbnb actually cost, why groceries felt cheaper and the ingredient lists felt shorter, and why Brandon came home a half pound lighter af...

Send us Fan Mail Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @th...

Send us Fan Mail Summer Rewind: Brandon and Jessica are in Europe for the month. This one is worth revisiting. When you get married, your state automatically writes a financial agreement for you. Most couples have no idea. That reframe is what led Brandon and Jessica to pursue a postnuptial agreement after nearly nine years of marriage, not because they were planning a divorce, but because writing the rules while love is high is the smartest financial move a couple can make. They cover how ...

Send us Fan Mail Brandon and Jessica are traveling through Europe this month, so they're bringing back one of their most impactful episodes as part of their Summer Rewind series. Bankruptcy attorney Adrienne Hines joins the show to reframe everything most people think they know about debt relief. With nearly 30 years of experience, she makes the case that bankruptcy is not a last resort, it is often the smartest first call you can make before touching your 401k, pulling from home equity, or s...

Send us Fan Mail ☀️ Summer Rewind! We're spending the month traveling Europe, so we're bringing back one of our most-listened-to episodes. The advice is fully evergreen and hits just as hard now as it did when it first dropped. If you've been meaning to get your finances in order but keep putting it off, this episode is for you. Jessica and Brandon walk you through 5 money moves that can change how you manage, save, and grow your money, no matter where you're starting from. In this episode: W...

Send us Fan Mail What happens when the internet gets honest about money, and people start showing their whole hand? This week's episode explores three viral social media posts as a jumping-off point for some real financial conversations. First: a husband who demanded $10,000 from his wife's daughter's medical school fund to buy a truck, and threatened divorce when she said no. Then: a grieving father who wants to give his late daughter's college fund to her best friend instead of a blood rel...

Send us Fan Mail What if instead of summer camp, you just took your family to Europe for a month? Jessica and Brandon are taking their family to Europe for four weeks this summer, and in this episode they walk through exactly how they pulled it off. From stalking flight portals for months to find 120,000 points worth of flights across four countries, to building a five-tab spreadsheet to keep every confirmation number, address, and ticket organized, this episode is the full behind-the-scenes ...

Send us Fan Mail The data is clear: staying loyal to one employer rarely keeps pace with what strategic career moves can do for your income. But what does "smart" job hopping actually look like, and when does loyalty still win? In this episode, Jessica and Brandon get real about the job hopping vs. loyalty debate. They share firsthand experience navigating layoffs, negotiate their way through six-figure compensation packages, and break down the framework listeners can use to make career deci...

Send us Fan Mail A woman on Threads wrote that she is being gifted a $400,000 rental property by her mother, but only in her name, with a legal agreement keeping it separate from any future marriage. Her boyfriend of three years is furious. He wanted to sell it and use the money toward a bigger place for them both. When she explained her mom's conditions, he packed a bag and moved in with a friend. In this episode, Jessica and Brandon break down why the mom's conditions are not just reasonabl...

Send us Fan Mail You just had a fight about the dishwasher. Or the thermostat. Or the vacation your partner keeps putting off. Spoiler: it wasn't about any of those things. Most arguments couples have about money are actually about something much deeper, and once you learn to spot it, you can't unsee it. In this episode, Jessica and Brandon break down how couples argue about money without ever actually talking about money. They share their own real-life examples, including Jessica's recent ...

Send us Fan Mail Your ability to earn money is your most valuable financial asset, and most people have zero protection for it. In this episode, Jessica and Brandon break down disability insurance from the ground up: what it actually covers, why your employer's policy probably isn't enough, and how to plug the gaps before something happens. You'll learn: The difference between short-term and long-term disability, and why most people confuse themWhy 60% of your base salary sounds fine until ...

Send us Fan Mail No performance issues. No warnings. Just a Monday morning calendar invite that ends your role. In this episode, Brandon and Jessica, a tech professional who has been laid off twice in two years, walk through the red flags most employees ignore, what to do financially before a layoff happens, and how to navigate the first critical days after it does. Listeners will learn: How to spot the organizational and role-specific signs that a layoff may be comingWhy great performance r...

Send us Fan Mail A woman shows up to her partner with a 16-page binder, a proration schedule, and a request for up to $50,000 before agreeing to get pregnant. Her partner posts it to Reddit. The internet has thoughts. So do we. In this episode, Jessica and Brandon break down a viral Reddit thread about financial compensation for pregnancy, and why this woman's "crazy" demand is actually one of the smartest financial moves an unmarried woman can make. They cover the motherhood tax, why spiritu...

Send us Fan Mail Debt in your 20s felt manageable. Now it's competing with your mortgage, your kids, your aging parents, and your retirement clock and it's winning. In this episode, Jessica and Brandon unpack why debt feels so much heavier in your late 30s and 40s, why making more money didn't fix it, and what to actually do now. They discuss the “invest vs. pay off debt” debate, the identity shift you need before any strategy will stick, and the one action item that will bring immediat...

Send us Fan Mail Your spouse just found out they're inheriting money, and now they want a postnup. Do you panic, or do you see it for what it actually is? In this episode, Jessica and Brandon break down the real purpose of prenups and postnups, share why they got one after almost a decade of marriage, and explain why the stigma around these agreements is costing couples more than they realize. Spoiler: your state already wrote your prenup. You just don't know what it says. They cover what to ...

Send us Fan Mail Trump Accounts are making headlines, but do they actually benefit your child, or are they just political noise? In this episode, Jessica and Brandon break down everything you need to know about the proposed Trump Accounts: who qualifies, how the accounts work, what happens to the $1,000 government seed money, and how they stack up against 529 plans and UTMA accounts. You'll learn: Who is eligible (birth dates, citizenship requirements, and what you might be surprised to find...