The podcast that helps you build a clear financial plan so you can feel confident and in control of your money.

Episodes

143
July 29, 2026

143: We Took the Kids to Europe Instead of Summer Camp. Part 3 of 5: Disney Land Paris

Send us Fan Mail Is Disneyland Paris worth it, or is it the one part of your Europe trip you can skip without regret? In Part 3 of the Europe travel series, Jessica and Brandon surprise their kids with three nights on property and reach a very honest verdict. They are not a Disney family, which might make them exactly who you want to hear from before you book. They get into the number most people dance around: what a family of four actually paid to stay on property with park tickets include...
142
July 22, 2026

142: We Took the Kids to Europe Instead of Summer Camp. Part 2 of 5: Paris

Send us Fan Mail Is Paris actually worth the hype, or is it as rude, dirty, and overpriced as everyone warned? We went to find out as a family of four, and the city completely changed our minds. This is Part 2 of our five part series on a month in Europe, and it might be our favorite stop yet. If Paris is on your list, treat this one as your playbook. We cover how to enjoy the Eiffel Tower without overpaying, how to survive the Louvre with two kids, the shopping move that got money back in o...
141
July 15, 2026

141: We Took the Kids to Europe Instead of Summer Camp. Part 1 of 5: Barcelona

Send us Fan Mail Four countries. Four weeks. A family of four, plus Brandon's mom. And it started because we didn't want to pay for six weeks of summer camp. This is Part 1 of a five-part series breaking down Jessica and Brandon's month in Europe, country by country. First stop: Barcelona. We get into how we flew there for 30,000 points a person, what our Airbnb actually cost, why groceries felt cheaper and the ingredient lists felt shorter, and why Brandon came home a half pound lighter af...
July 8, 2026

SUMMER REWIND: Your Savings Rate Determines Your Future

Send us Fan Mail Get a $5 month for Point.Me our favorite way to find the best flights Get 50% off of Monarch Money for one year with this link Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @th...
78
July 1, 2026

SUMMER REWIND Ep. 78: We Got a Post-Nuptial Agreement After 9 Years of Marriage. Here's Why.

Send us Fan Mail Summer Rewind: Brandon and Jessica are in Europe for the month. This one is worth revisiting. When you get married, your state automatically writes a financial agreement for you. Most couples have no idea. That reframe is what led Brandon and Jessica to pursue a postnuptial agreement after nearly nine years of marriage, not because they were planning a divorce, but because writing the rules while love is high is the smartest financial move a couple can make. They cover how ...
63
June 24, 2026

SUMMER REWIND Ep. 63: Should You File for Bankruptcy? A Bankruptcy Attorney Breaks It All Down | Ft. Adrienne Hines

Send us Fan Mail Brandon and Jessica are traveling through Europe this month, so they're bringing back one of their most impactful episodes as part of their Summer Rewind series. Bankruptcy attorney Adrienne Hines joins the show to reframe everything most people think they know about debt relief. With nearly 30 years of experience, she makes the case that bankruptcy is not a last resort, it is often the smartest first call you can make before touching your 401k, pulling from home equity, or s...
70
June 18, 2026

SUMMER REWIND Ep. 70: Five Money Moves to Kickstart Your 2025

Send us Fan Mail ☀️ Summer Rewind! We're spending the month traveling Europe, so we're bringing back one of our most-listened-to episodes. The advice is fully evergreen and hits just as hard now as it did when it first dropped. If you've been meaning to get your finances in order but keep putting it off, this episode is for you. Jessica and Brandon walk you through 5 money moves that can change how you manage, save, and grow your money, no matter where you're starting from. In this episode: W...
140
June 10, 2026

140: College Funds, Ultimatums, and $13K Monthly Bills: Social Media Posts That Got Us Talking

Send us Fan Mail What happens when the internet gets honest about money, and people start showing their whole hand? This week's episode explores three viral social media posts as a jumping-off point for some real financial conversations. First: a husband who demanded $10,000 from his wife's daughter's medical school fund to buy a truck, and threatened divorce when she said no. Then: a grieving father who wants to give his late daughter's college fund to her best friend instead of a blood rel...
139
June 3, 2026

139: We're Skipping Summer Camp and Spending a Month in Europe Instead

Send us Fan Mail What if instead of summer camp, you just took your family to Europe for a month? Jessica and Brandon are taking their family to Europe for four weeks this summer, and in this episode they walk through exactly how they pulled it off. From stalking flight portals for months to find 120,000 points worth of flights across four countries, to building a five-tab spreadsheet to keep every confirmation number, address, and ticket organized, this episode is the full behind-the-scenes ...
138
May 27, 2026

138: The 20% Raise You're Not Getting by Staying at Your Job

Send us Fan Mail The data is clear: staying loyal to one employer rarely keeps pace with what strategic career moves can do for your income. But what does "smart" job hopping actually look like, and when does loyalty still win? In this episode, Jessica and Brandon get real about the job hopping vs. loyalty debate. They share firsthand experience navigating layoffs, negotiate their way through six-figure compensation packages, and break down the framework listeners can use to make career deci...
137
May 20, 2026

137: My Mom Gifted Me a $400K Property and Won't Include My Boyfriend. Am I the A-hole?

Send us Fan Mail A woman on Threads wrote that she is being gifted a $400,000 rental property by her mother, but only in her name, with a legal agreement keeping it separate from any future marriage. Her boyfriend of three years is furious. He wanted to sell it and use the money toward a bigger place for them both. When she explained her mom's conditions, he packed a bag and moved in with a friend. In this episode, Jessica and Brandon break down why the mom's conditions are not just reasonabl...
136
May 13, 2026

136: The Fight Behind the Fight: How Couples Argue About Money Without Saying It

Send us Fan Mail You just had a fight about the dishwasher. Or the thermostat. Or the vacation your partner keeps putting off. Spoiler: it wasn't about any of those things. Most arguments couples have about money are actually about something much deeper, and once you learn to spot it, you can't unsee it. In this episode, Jessica and Brandon break down how couples argue about money without ever actually talking about money. They share their own real-life examples, including Jessica's recent ...
135
May 6, 2026

135: One Injury Away From Financial Ruin: Disability Insurance Explained

Send us Fan Mail Your ability to earn money is your most valuable financial asset, and most people have zero protection for it. In this episode, Jessica and Brandon break down disability insurance from the ground up: what it actually covers, why your employer's policy probably isn't enough, and how to plug the gaps before something happens. You'll learn: The difference between short-term and long-term disability, and why most people confuse themWhy 60% of your base salary sounds fine until ...
134
April 29, 2026

134: Red Flags Your Job Is At Risk (And What To Do Now)

Send us Fan Mail No performance issues. No warnings. Just a Monday morning calendar invite that ends your role. In this episode, Brandon and Jessica, a tech professional who has been laid off twice in two years, walk through the red flags most employees ignore, what to do financially before a layoff happens, and how to navigate the first critical days after it does. Listeners will learn: How to spot the organizational and role-specific signs that a layoff may be comingWhy great performance r...
133
April 22, 2026

133: She Wanted $50K to Have His Baby. Was She Wrong?

Send us Fan Mail A woman shows up to her partner with a 16-page binder, a proration schedule, and a request for up to $50,000 before agreeing to get pregnant. Her partner posts it to Reddit. The internet has thoughts. So do we. In this episode, Jessica and Brandon break down a viral Reddit thread about financial compensation for pregnancy, and why this woman's "crazy" demand is actually one of the smartest financial moves an unmarried woman can make. They cover the motherhood tax, why spiritu...
132
April 15, 2026

132: Why Debt Hits Harder After 35 (And What To Do About It)

Send us Fan Mail Debt in your 20s felt manageable. Now it's competing with your mortgage, your kids, your aging parents, and your retirement clock and it's winning. In this episode, Jessica and Brandon unpack why debt feels so much heavier in your late 30s and 40s, why making more money didn't fix it, and what to actually do now. They discuss the “invest vs. pay off debt” debate, the identity shift you need before any strategy will stick, and the one action item that will bring immediat...
131
April 8, 2026

131: Pack Extra Underwear And Get A Postnup

Send us Fan Mail Your spouse just found out they're inheriting money, and now they want a postnup. Do you panic, or do you see it for what it actually is? In this episode, Jessica and Brandon break down the real purpose of prenups and postnups, share why they got one after almost a decade of marriage, and explain why the stigma around these agreements is costing couples more than they realize. Spoiler: your state already wrote your prenup. You just don't know what it says. They cover what to ...
130
April 1, 2026

130: Trump Accounts Explained: What Every Parent Needs to Know Before They Open One

Send us Fan Mail Trump Accounts are making headlines, but do they actually benefit your child, or are they just political noise? In this episode, Jessica and Brandon break down everything you need to know about the proposed Trump Accounts: who qualifies, how the accounts work, what happens to the $1,000 government seed money, and how they stack up against 529 plans and UTMA accounts. You'll learn: Who is eligible (birth dates, citizenship requirements, and what you might be surprised to find...
129
March 25, 2026

129: Why You Should Stop Using Your Debit Card

Send us Fan Mail If you’re using a debit card for everyday spending, this episode is a must-listen. Jessica and Brandon break down a real-life fraud situation and explain why the outcome would have been very different if a debit card had been used instead of a credit card. In this episode, they'll cover: The key differences in fraud protection Why debit card theft hits harder and lasts longer How to use a credit card safely without going into debt Simple...
128
March 18, 2026

128: The 1 RSVP Mistake Parents Make That Costs Birthday Hosts Hundreds

Send a text A simple birthday party question turned into a bigger conversation about boundaries, assumptions, and modern parenting etiquette. What should you do when parents RSVP kids who weren’t invited? In this episode, Jessica and Brandon talk through: Why this keeps happeningThe real cost of “just one extra kid”How to handle it as the hostWhat respectful guests should actually doOur stance is simple: ask, don’t assume. If you’ve ever planned a party, felt taken advantage of, or weren’t su...
127
March 11, 2026

127: The Life Insurance Mistake Almost Everyone Makes

Send a text Life insurance is one of the most misunderstood parts of financial planning. In this episode, Jessica and Brandon break down what life insurance is actually meant to do and why most people think about it the wrong way. Instead of treating life insurance like an investment, it should be viewed as income protection. If your income disappeared tomorrow, would your family still be financially secure? We cover: • Who actually needs life insurance • Why term life insurance works f...
126
March 4, 2026

126: How to Build an Emergency Fund That Actually Protects Your Family

Send a text Most emergencies cost more than $1,000. In this episode, Jessica and Brandon break down what a properly funded emergency fund actually looks like and why it’s one of the first steps in any financial plan. We cover: What counts as a true emergencyHow to calculate 6 to 12 months of expensesWhy expenses matter more than incomeWhere to keep your emergency fundWhy you shouldn’t invest itHow to automate your savingsWhat to do if you feel behindWhether you’re in a volatile industry, a du...
125
Feb. 25, 2026

125: What to Do With Your Tax Refund (Before You Waste It)

Send a text Tax season is here, and if you're getting a refund, this episode is for you. Jessica and Brandon break down how to use your tax refund strategically instead of treating it like random bonus money. They unpack the “free loan to the government” debate, explain why some people intentionally aim for a large refund, and walk through practical ways to put that money to work. Inside this episode: How to think about tax refunds the right wayEmergency funds and debt payoff prioritiesPlanni...
123
Feb. 18, 2026

124: Price vs Value: Why Cheap Decisions Cost You More

Send a text We’ve all done it. Chosen the cheapest option and told ourselves we were being smart. But sometimes cheap ends up being expensive. In this episode, Jessica and Brandon break down the difference between price and value and why understanding that distinction can completely change the way you spend, save, and invest. We share real-life examples, including: When “budget” services backfireThe hidden cost of uninvested retirement accountsWhy professional expertise often pays for itselfH...