The podcast that helps you build a clear financial plan so you can feel confident and in control of your money.

Episodes

May 20, 2026

137: My Mom Gifted Me a $400K Property and Won't Include My Boyfriend…

Send us Fan Mail A woman on Threads wrote that she is being gifted a $400,000 rental property by her mother, but only in her name, with a legal agreement keeping it separate from any future marriage. Her boyfriend of three years is furious. He wanted to sell it and use the money toward a bigger pla…

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May 13, 2026

136: The Fight Behind the Fight: How Couples Argue About Money Withou…

Send us Fan Mail You just had a fight about the dishwasher. Or the thermostat. Or the vacation your partner keeps putting off. Spoiler: it wasn't about any of those things. Most arguments couples have about money are actually about something much deeper, and once you learn to spot it, you can't uns…

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May 6, 2026

135: One Injury Away From Financial Ruin: Disability Insurance Explai…

Send us Fan Mail Your ability to earn money is your most valuable financial asset, and most people have zero protection for it. In this episode, Jessica and Brandon break down disability insurance from the ground up: what it actually covers, why your employer's policy probably isn't enough, and how…

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April 29, 2026

134: Red Flags Your Job Is At Risk (And What To Do Now)

Send us Fan Mail No performance issues. No warnings. Just a Monday morning calendar invite that ends your role. In this episode, Brandon and Jessica, a tech professional who has been laid off twice in two years, walk through the red flags most employees ignore, what to do financially before a layof…

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April 22, 2026

133: She Wanted $50K to Have His Baby. Was She Wrong?

Send us Fan Mail A woman shows up to her partner with a 16-page binder, a proration schedule, and a request for up to $50,000 before agreeing to get pregnant. Her partner posts it to Reddit. The internet has thoughts. So do we. In this episode, Jessica and Brandon break down a viral Reddit thread a…

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April 15, 2026

132: Why Debt Hits Harder After 35 (And What To Do About It)

Send us Fan Mail Debt in your 20s felt manageable. Now it's competing with your mortgage, your kids, your aging parents, and your retirement clock and it's winning. In this episode, Jessica and Brandon unpack why debt feels so much heavier in your late 30s and 40s, why making more money didn't fix …

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April 8, 2026

131: Pack Extra Underwear And Get A Postnup

Send us Fan Mail Your spouse just found out they're inheriting money, and now they want a postnup. Do you panic, or do you see it for what it actually is? In this episode, Jessica and Brandon break down the real purpose of prenups and postnups, share why they got one after almost a decade of marria…

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April 1, 2026

130: Trump Accounts Explained: What Every Parent Needs to Know Before…

Send us Fan Mail Trump Accounts are making headlines, but do they actually benefit your child, or are they just political noise? In this episode, Jessica and Brandon break down everything you need to know about the proposed Trump Accounts: who qualifies, how the accounts work, what happens to the $…

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March 25, 2026

129: Why You Should Stop Using Your Debit Card

Send us Fan Mail If you’re using a debit card for everyday spending, this episode is a must-listen. Jessica and Brandon break down a real-life fraud situation and explain why the outcome would have been very different if a debit card had been used instead of a credit card. In this episode, they'll …

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March 18, 2026

128: The 1 RSVP Mistake Parents Make That Costs Birthday Hosts Hundre…

Send a text A simple birthday party question turned into a bigger conversation about boundaries, assumptions, and modern parenting etiquette. What should you do when parents RSVP kids who weren’t invited? In this episode, Jessica and Brandon talk through: Why this keeps happeningThe real cost of “j…

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March 11, 2026

127: The Life Insurance Mistake Almost Everyone Makes

Send a text Life insurance is one of the most misunderstood parts of financial planning. In this episode, Jessica and Brandon break down what life insurance is actually meant to do and why most people think about it the wrong way. Instead of treating life insurance like an investment, it should be …

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March 4, 2026

126: How to Build an Emergency Fund That Actually Protects Your Family

Send a text Most emergencies cost more than $1,000. In this episode, Jessica and Brandon break down what a properly funded emergency fund actually looks like and why it’s one of the first steps in any financial plan. We cover: What counts as a true emergencyHow to calculate 6 to 12 months of expens…

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Feb. 25, 2026

125: What to Do With Your Tax Refund (Before You Waste It)

Send a text Tax season is here, and if you're getting a refund, this episode is for you. Jessica and Brandon break down how to use your tax refund strategically instead of treating it like random bonus money. They unpack the “free loan to the government” debate, explain why some people intentionall…

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Feb. 18, 2026

124: Price vs Value: Why Cheap Decisions Cost You More

Send a text We’ve all done it. Chosen the cheapest option and told ourselves we were being smart. But sometimes cheap ends up being expensive. In this episode, Jessica and Brandon break down the difference between price and value and why understanding that distinction can completely change the way …

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Feb. 4, 2026

Mutual Funds vs ETFs vs Stocks: What You Need to Know Before Investing

Send us a text If you've ever been confused about mutual funds, ETFs, and individual stocks, this episode is your beginner-friendly breakdown. Jessica and Brandon cut through the noise to explain what each investment type really is, how they work, and how to choose what’s right for your goals. From…

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Jan. 28, 2026

Would You Give $100K to Your Ex’s New Family?

Send us a text A woman finds out she’s still the beneficiary on her ex-husband’s life insurance policy, years after their divorce. He’s since remarried and had a child. When he passes away unexpectedly, she’s notified she’ll receive $100,000. Now the new wife is asking for the money… for their chil…

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Jan. 21, 2026

120: Monarch Money: The Easiest Way to Manage Your Finances

Send us a text Are you managing money together, or living in two separate financial worlds? In this episode, Jessica and Brandon get real about a problem nearly every couple faces: one partner handling finances while the other stays out of the loop. That disconnect causes confusion, stress, and eve…

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Jan. 14, 2026

119: 4 Money Seasons Most People Misunderstand (And Pay For Later)

Financial planning isn’t a one-size-fits-all game. Life happens in seasons, and your money should move with them. In this episode, Jessica and Brandon break down the 4 major financial seasons, Building, Stability, Stretch, an...

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Jan. 7, 2026

118: Start 2026 Broke or Building? 5 Must-Do Money Moves

Start the new year off right with a clear, actionable financial plan. In this episode, Jessica and Brandon walk you through five key money moves to make in January, from setting financial goals and reviewing your budget to bu...

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