Last year I turned 30 and had my two babies. My husband and I decided to get serious about getting our finances in order so I started researching and stumbled upon The Sugar Daddy Podcast in March. Since then, I’ve taken the following actions: moved our emergency savings to a HYSA, adjusted my 457b & my husbands 401k to maximize our employer contributions, opened ROTH IRAs for us both and automated our contributions to hit the yearly max, put all of our tax refund towards our principal car loan (hopefully paid off fully by next year!), & we are now planning for our next goals: saving for a down payment on a house & getting our Life/Disability insurances in order. All this to say, I’m very grateful for the knowledge Jess & Brandon have provided me over the last month and especially appreciate the action items at the end of each episode. I’m feeling more confident and in control of my family’s future with every step and am hopeful about the financial legacy we will be able to hand off to our children, especially as a 1st gen, daughter of immigrants whose parents were too busy surviving to learn about or access these tools. Thank you, both!