Episodes
45
April 17, 2024
45: When I Die- A Guide to Support Loved Ones After You’re Gone
Navigating the waters of mortality isn't a journey to embark on alone; that's why Jessica and Brandon crafted a heartfelt discussion to guide you through this delicate topic. Available for download, this guide is designed to help you arrange your affairs with kindness and foresight. Jessica and Brandon discuss the importance of open dialogues about death and the tangible steps you can take to prepare, including legal documentation and financial planning, to ensure a smoother transition for thos...
44
April 10, 2024
44: Achieving Financial Success through Strategic Planning with Cisco Systems & Connected Black Professionals (Live Recording)
In this special episode, Jessica and Brandon joined forces for a live recording with Cisco Systems and their Connected Black Professionals Employee Resource Organization. From wealth building strategies to demystifying the complexities of savings plans, retirement, and the ever-evolving world of cryptocurrency, Jess and Brandon break down financial planning into digestible insights. This conversation is a detailed 30k foot view into the world of finance and proper financial planning. You’ll lea...
43
April 3, 2024
43: How to Capitalize on Tax-Free Growth for Education with 529 Plans
Ever wondered who can open a 529 college savings plan and reap the benefits of tax-free growth for education costs? In this episode, Jessica and Brandon peel back the layers of this powerful tax advantaged savings tool. They dive into the recent changes that make 529 plans more flexible than ever, illustrating how they can be a game-changer for your family's educational funding—whether it's for a traditional college route or alternative educational paths, like vocational school. Getting a head ...
March 20, 2024
REPLAY: Learn About The Gender Pay Gap
This episode originally aired on March 1, 2023. The gender pay gap is a calculation that reflects the fact that, on average, women are paid less than men. In 2020, that was 83 cents to every dollar. Women of Color, per usual, get an even smaller piece of the pie. Black women were paid 64%, and Hispanic women (of any race) were paid 57% of what white non-Hispanic men were paid (according to a study conducted by the Women’s Bureau in tandem with the U.S. Census Bureau). What’s worse is that the ...
42
March 13, 2024
42: One Million Dollar Debt Payoff to Financial Freedom: Naseema McElroy's Wealth-Building Journey
Naseema McElroy is a published author and the founder of Financially Intentional, a platform about personal finance and living life intentionally. In this episode, she speaks to Jessica and Brandon about how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck. She shares her lessons along her path to help others benefit from the freedoms of financial independence. Outside of encouraging people to get their financial...
41
March 6, 2024
41: Cultivating Community and Female Empowerment with Emily Grey
In this episode you will embark on an enlightening journey with Emily Grey, founder of The Flourish Market, as Jessica and Brandon dissect the multifaceted saga of a Wall Street girlie turned million-dollar entrepreneur. From the prestigious corridors of Wall Street to the colorful landscape of conscious retail, they dive in to the significance of community, risk-taking, and genuine connection in the realm of business. Uncover how an unwavering resolve and a dance injury detour led to the birth ...
40
Feb. 21, 2024
40: Understanding the US Progressive Tax System & Your W2 Income
Ever feel like the U.S. tax system is a labyrinth designed to confuse mere mortals? Fear not! Join Jessica and Brandon Norwood as they unravel the mysteries of tax brackets and decode how W2 income really works. *This episode was recorded in 2023 and references the 2023 tax brackets. Please review the current brackets for up-to-date information. If you’d like to leave us a question to be answered during future episodes, you can do so at Speakpipe. You can email us at: thesugardaddypodcast@gma...
39
Feb. 14, 2024
39: How To Talk To Your Parents About Their Retirement & Estate Plans
Talking to your parents about money, and their retirement plan can be a daunting task. The reality is, if you don't do it while they are cognitively well and able, you will pay the price: in stacks of paperwork, lack of necessary information, and potentially, years of probate to settle their estate. Understanding what your parents' have as part of their retirement, can be a safeguard to ensure that YOU are not THEIR retirement plan. Tune in as Jessica and Brandon candidly untangle the complexit...
38
Feb. 7, 2024
38: Navigating the Financial Rapids of Unexpected Unemployment
Losing your job can feel like a knockout punch, but what if it's actually setting you up for the next round of your career? We're peeling back the layers of unemployment after a layoff, arming you with the strategies and mindset needed to turn this tough time into a launchpad for success. Step into our ring as we coach you through the emotional impact of job loss, the smart way to handle your finances when the paychecks stop, and how to keep your professional edge sharp. Whether it's reassessing...
37
Jan. 24, 2024
37: The Financial and Emotional Journey of Adoption with Lauren & James Barrett
Embarking on an adoption journey is a tale of love, resilience, and the complex interplay of emotions and finances. in this episode, Jessica and Brandon sit down with Lauren and James Barrett, to discuss their adoption journey. They share their deeply personal experience from deciding on adoption to handling the financial impact. Lauren opens up about her brain aneurysm, the effects such conditions have on pregnancy and family planning, and the subsequent journey through infertility treatments. ...
36
Jan. 17, 2024
36: Understanding Your Credit Score
Ever find yourself wondering why your credit score went down, but you just paid off a credit card in full? In this episode, Jessica and Brandon demystify what makes up your credit score, and how to improve it. From utilization to account length and credit mix, they will discuss the five factors that make up your credit score. They lay out the dos and don'ts, like why you might want to think twice before cutting ties with your old credit accounts and why adding a child as an authorized user can b...
35
Jan. 10, 2024
35: Practical Advice to Crush your 2024 Finance Goals
Welcome to Season 3 of The Sugar Daddy Podcast. In this episode, Jessica and Brandon dive into exciting new updates rolling out in 2024, like new episodes launching the first three Wednesday’s of each month, shorter more targeted finance episodes, new incredible guests and a YouTube channel launch. They also highlight five easy ways you can start the year on a financially sound foot with easy to implement, practical tips. From debt consolidation to budgeting, saving and boosting your retirement,...
34
Dec. 15, 2023
34: Managing Money and Marriage with Ginger and Willis
Imagine a world where managing money as a couple is as sweet and simple as a Sunday morning in a Maroon 5 music video. That's the dream, right? This conversation aims to make that dream a reality. Tune in as Jessica and Brandon sit down with Ginger and Willis, a married millennial couple, as they share their journey of aligning their views on finances, the impact of emotions on money decisions, and their strategies for keeping their financial goals on track. This episode tackles everything from ...
33
Dec. 1, 2023
Your Year- End-Checklist for Financial Wellness and a prosperous 2024 | Episode 33
This episode is your golden ticket to taking control of your finances, reflecting on 2023 and preparing for a successful year ahead. Tune in as Jessica and Brandon share the ultimate Year-End Financial Checklist for 2023, explaining the must-do's to keep your financial health in peak condition. From assessing your spending habits, to maximizing retirement contributions to tax planning, they’ve got you covered. Don't miss out on learning ways to improve your financial health and prepare for a pro...
32
Nov. 15, 2023
Unwrapping Magical Memories with Jacqueline Rodgers of Greentop Gifts | Episode 32
Discover the inspiring story of Jacqueline Rodgers, the founder of Greentop Gifts, as she shares her mission behind creating a diverse holiday experience for Black and brown people everywhere. Her Santa-inspired wrapping paper, featuring Clarence Claus, a Black Santa, is a testament to her entrepreneurial spirit and dedication to the cause. Jessica and Brandon dive in to Jacqueline’s journey, from vision to tangible product, now on retail shelves, like Target. From designing her first two sku’s,...
31
Nov. 1, 2023
Claire Fleming's Road to Freedom: Transitioning to Van Life with Financial Independence | Episode 31
Ever dreamt of trading the daily grind for a life filled with adventure and the open road? Claire Fleming not only dreamt it, but she made it happen. With a determined spirit, she swapped her corporate life for van life, transforming a van into a cosy and liveable space. Get a first-hand account of her bold transition, the hurdles she faced, and the creative ways she solved problems. Claire's journey is not only about geographical exploration, but also a deep dive into financial literacy and ind...
31
Oct. 24, 2023
Brotherly Fraud: Beth and Ben's Journey of Financial Ruin to Financial Freedom| Bonus Episode
What do you get when you mix a business investment gone wrong, lawsuits and $300k+ of fraudulent debt? You get Beth and Ben’s jaw dropping story. Tune in as they detail the moments that turned their newlywed bliss upside down and how they overcame the most shocking and disappointing time in their life. Through the turmoil, they came out stronger than ever. Listen in as they offer valuable insights on handling financial relationships, the importance of documentation and share their learnings on m...
30
Oct. 15, 2023
Blessed Little Bungalow Founder Amber Guyton on her FinTech Pivot, Finances, Fertility Journey and Living Boldly at Home and in Life| Episode 30
With her 10 page spread in HGTV Magazine to designing celebrity homes, Amber Guyton is the audacious founder and interior designer behind Blessed Little Bungalow. Amber left a lucrative FinTech career, took a leap of faith and turned her passion for blogging, creating and interior design, into a full time career. This conversation is packed with stories from her career pivot, to life goals and accomplishments. Holding a candid conversation around fertility, Amber shares her choice to freeze her ...
Oct. 4, 2023
7 Marriage Tips, in 7 Minutes for our 7 Year Anniversary | Bonus Episode
Today, Jessica and Brandon celebrate seven happy years of marriage. That’s 2555 days of choosing to love each other, communicate, grow, build, laugh and lift each other up. Tune in as they give you seven easy to follow and relatable marriage tips that have worked for them the last seven years, in seven-ish minutes. This fast and fun episode is packed with ways to help enhance your own relationship, so that you’ll continue to love each other and show up for each other for decades to come. If yo...
29
Oct. 1, 2023
From Breast Cancer Survivor to Fierce Advocate: Jessica Balladad's Inspiring Story of Grit and Resilience | Episode 29
Imagine finding out that your doctor documented a growth in your breast and didn’t tell you about it. Imagine that growth being cancer. In this incredible conversation, Jessica and Brandon sit down with Jessica Baladad, a five-year breast cancer survivor, diagnosed at age 33! Now that she’s done beating cancer’s ass, she’s an advocate for others navigating the impossible field that is our US healthcare system. From $20k scans to demanding refunds, her experience will give you (chills) and insigh...
28
Sept. 11, 2023
Love, Money and Law: A Deep Dive into Prenuptial Agreements with Aaron Thomas | Episode 28
Imagine entering a partnership agreement that not only safeguards your wealth but also your relationship. Yes, we're talking about prenuptial and post-nuptial agreements. In this episode, Jessica and Brandon sit down with Aaron Thomas, Harvard Law School graduate and founder of Prenups.com. With clients ranging from NBA hall of famers and Superbowl winners to Grammy award winning artists, Aaron has extensive experience representing his clients in a range of family law matters. As a three-time wi...
27
Sept. 1, 2023
Leadership Lessons from a CEO: Denise Conroy's Road to the Top| Episode 27
“Queenmaker,” Denise Conroy is one of the 2% of women globally who have made it to the CEO role. She was the youngest Chief Marketing Officer in television history at The Outdoor Channel and her industry-renowned gift for strategy and trendspotting landed her the CMO role at HGTV. Denise’s groundbreaking strategy took the network from #17 to #4 in the ratings in only 18 months, generating an additional $250 million in revenue and crossing $1 billion in advertising sales for the first time in the...
26
Aug. 15, 2023
Debunking Debt: Strategies for Reduction and Repayment | Episode 26
Social media will have you believing everyone is a millionaire, living their best debt free life, when the reality is most Americans have debt. In this episode, Jessica and Brandon dive into the “good debt/bad debt” nuances and give you practical ways to reduce and repay your debts. Whether you are working to pay off your student loans, medical bills, credit cards or your mortgage, you’ll learn how to properly assess your debt in order to craft a repayment strategy that works for you.
25
Aug. 1, 2023
Becoming a Millionaire at 31: A Journey of Financial Discipline With Steven Stack | Episode 25
Steven Stack's journey to financial freedom began at the tender age of four, when he earned his first "paycheck" sweeping floors for his father's business. Later, his hustling mindset during his years at Clemson, coupled with the life lessons learned from his first (bad) real estate investment, all shaped his approach to wealth management, and ultimately led him to earn millionaire status by age 31. Now 100% debt free, his views of money aren't limited to the numbers in the bank, but stretch to ...