Episodes

Wills, Trusts, Guardianship, Probate- oh my! Ever wondered how a simple piece of paper can safeguard your legacy and keep your family united? Join Jessica and Brandon as they sit down with Nicola Rochester Robinson, co-founder of the SR Law Group, to uncover the essential elements of estate planning that every family should know. Nicola shares her journey to becoming an expert in elder law and estate planning, offering invaluable advice on drafting wills, trusts, and end-of-life documents. Hear ...

Imagine this: You help bring the popular Chase Sapphire Reserve credit card to market, and when you apply for it yourself, you’re rejected! Tune in and learn from Vrinda Gupta, CEO and co-founder of Sequin, as she recounts her personal journey from financial rejection to launching a revolutionary banking platform tailored to women and minorities. Hear about the systemic flaws she uncovered and the emotional toll of financial setbacks, all of which fueled her mission to promote financial educatio...

Should you dip into your emergency savings to buy a car? In this episode, Jess and Brandon tackle this question from one of their listeners who is contemplating using their savings to purchase a $36K vehicle. They discuss the fine line between needs and wants, and why it's crucial to safeguard your emergency fund for actual emergencies. From car financing options to understanding how your credit score affects interest rates, to the benefits of shopping around for the best deals, this is an essen...

Do NFL cheerleaders truly impact revenue and fan engagement? Join us as we explore the broader financial and societal value of cheerleaders in the NFL. From merchandise sales to community appearances, Jessica and Brandon debate whether their contributions warrant a salary increase. Are they essential to the sport's success, or is their role underappreciated and undervalued? This thought-provoking conversation questions the necessity of increased pay, even considering whether the cheerleaders the...

Ever wondered if tapping into your 401k or 403b for emergencies is a wise move? Discover the crucial considerations and potential pitfalls of early withdrawals. This episode challenges you to critically assess whether your situation truly merits dipping into your retirement funds and explores viable alternatives. We promise you’ll walk away with a deeper understanding of when and why to think twice before making such a financial decision. Watch this episode in video form on YouTube: https://www...

Today's episode of the Sugar Daddy podcast tackles the colossal student debt crisis head-on. Student loan debt isn't just a personal issue; it affects society as a whole. From the disproportionate burden on Black and brown women to the unique struggles faced by those without four-year degrees. Jessica and Brandon dive into the demographics of this crisis. revealing how a 180% increase in college costs since 1980, coupled with stagnant wages, has left 43 million Americans drowning in debt. Drawin...

Ever wondered how to ensure your financial plan remains rock-solid, no matter who's in office? In this episode Jessica and Brandon discuss strategies to safeguard your finances against the unpredictability of political shifts. With President Biden stepping down from reelection, they break down the potential financial impacts and explain why a robust financial plan is crucial for weathering any political storm. Discover the importance of long-term investing and hear their take on why emotional re...

What would you do if you suddenly received a $600,000 settlement check? For Haley and Justin Brown-Woods, hosts of the "Price of Avocado Toast" podcast, it was the beginning of a journey from windfall to wake-up call. After blowing through $600K they also found themselves in $220,000 in debt. Tune in as they disclose their earliest money memories, shaped by a scarcity mindset, and the emotional whirlwind that accompanied managing such a large sum of money. They share how these experiences propel...

Is buying a home in today’s market a wise move, or is renting a more practical choice? Discover the answer in this episode, where Jessica and Brandon unpack the complexities of the current housing landscape. From challenging the traditional motivations for homeownership, to a comparison of past and present market conditions, they highlight the financial hurdles first-time buyers face, using real-life examples that expose the reality of skyrocketing home prices and stagnant wage growth. Equip you...

*This episode originally aired January 15, 2023. Gain the upper hand in today's chaotic mortgage market with tips from David Cain, a top 1% mortgage banker in the US, with over 20 years of experience. As a trusted friend and exceptional professional, David joins Jessica and Brandon to shed light on the intricacies of securing a mortgage. Don't miss this episode filled with valuable insights and tools to help you face the challenges of the housing market head-on. To apply to be a guest on the s...

*This episode originally released on June 1, 2023 In loving memory of Reverend Sharonda Coleman-Singleton. Content Warning: This episode makes reference to the Charleston, SC shooting in 2015. In this very special episode, Jessica and Brandon sit down with Chris Singleton, whose mother was murdered in a racially motivated mass shooting in Charleston, SC on June 17, 2015. They discuss tragedy, loss, grief, recovery and triumph. Learn how Chris turned his pain into fuel, to become an inspiratio...

Ever felt a twinge of doubt when your financial advisor speaks? Trusting your gut could save you from bad advice. In this episode, Jessica and Brandon discuss the signs that indicate when something is off and emphasize the importance of clear communication with your advisor. From misallocating funds to ignoring personal circumstances, they bring you real-life examples to help you avoid costly mistakes and ensure your financial strategy aligns with your unique goals and life stage. Tune in to equ...

Raising children can be one of the most financially challenging endeavors you'll ever undertake. Tune in as Jessica and Brandon discuss the critical importance of having a solid financial foundation before embarking on parenthood. From often-overlooked expenses of pregnancy and childbirth in the United States, to health insurance and daycare costs, they dive into the obvious and more hidden costs of parenthood. Tune in for an eye-opening discussion designed to help prepare you for the comprehen...

This episode originally aired May 15, 2023. Tune in as Jessica and Brandon interview Mandi Woodruff-Santos aka Mandi Money, who is a globally recognized career expert, founder of the MandiMoney Makers™️, and co-host of the 3-time WEBBY award winning podcast, Brown Ambition. Through her online career coaching community, she is on a mission to help women of color achieve their wildest financial and career ambitions. If you’re ready to learn more about negotiating your next salary, want to stop se...

Have you ever been floored by the reality of your spending habits? That's exactly what happened to Jessica and Brandon, during a long overdue money meeting. Join them in this episode as they share the shock, the strategies, and the solutions that followed this revelation. They discuss the ins and outs of conducting effective financial check-ins with your partner, spotlighting the importance of keeping an eye on those pesky small expenses that can derail your financial dreams. This conversation r...

Picture this: a nurse with a wanderlust spirit and a knack for problem-solving takes on the systemic challenges of healthcare, turning them into opportunities for innovation, advocacy and entrepreneurship. In this episode, Jessica and Brandon sit down with Registered Nurse, Naomi Corbi, who started a medical consulting business during the pandemic. Her role has since expanded into working with her husband who founded SAFE, a bespoke, comprehensive security solutions firm, as the Director, Busi...

Planning the perfect Disney vacation can feel like an overwhelming task, which is why Jessica and Brandon put their most recent Disney cruise in the hands of Courtney Gibson, Senior Planner with Pixie Travel Co, an Authorized Disney Vacation Planner. Courtney made their trip seamless and kept it in budget. If you’ve been thinking about going on a Disney vacation, then this episode is for you. Learn the benefits of working with a travel agent, navigating the cruises, hotels and parks and planning...

Navigating the waters of mortality isn't a journey to embark on alone; that's why Jessica and Brandon crafted a heartfelt discussion to guide you through this delicate topic. Available for download, this guide is designed to help you arrange your affairs with kindness and foresight. Jessica and Brandon discuss the importance of open dialogues about death and the tangible steps you can take to prepare, including legal documentation and financial planning, to ensure a smoother transition for thos...

In this special episode, Jessica and Brandon joined forces for a live recording with Cisco Systems and their Connected Black Professionals Employee Resource Organization. From wealth building strategies to demystifying the complexities of savings plans, retirement, and the ever-evolving world of cryptocurrency, Jess and Brandon break down financial planning into digestible insights. This conversation is a detailed 30k foot view into the world of finance and proper financial planning. You’ll lea...

Ever wondered who can open a 529 college savings plan and reap the benefits of tax-free growth for education costs? In this episode, Jessica and Brandon peel back the layers of this powerful tax advantaged savings tool. They dive into the recent changes that make 529 plans more flexible than ever, illustrating how they can be a game-changer for your family's educational funding—whether it's for a traditional college route or alternative educational paths, like vocational school. Getting a head ...

This episode originally aired on March 1, 2023. The gender pay gap is a calculation that reflects the fact that, on average, women are paid less than men. In 2020, that was 83 cents to every dollar. Women of Color, per usual, get an even smaller piece of the pie. Black women were paid 64%, and Hispanic women (of any race) were paid 57% of what white non-Hispanic men were paid (according to a study conducted by the Women’s Bureau in tandem with the U.S. Census Bureau). What’s worse is that the ...

Naseema McElroy is a published author and the founder of Financially Intentional, a platform about personal finance and living life intentionally. In this episode, she speaks to Jessica and Brandon about how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck. She shares her lessons along her path to help others benefit from the freedoms of financial independence. Outside of encouraging people to get their financial...

In this episode you will embark on an enlightening journey with Emily Grey, founder of The Flourish Market, as Jessica and Brandon dissect the multifaceted saga of a Wall Street girlie turned million-dollar entrepreneur. From the prestigious corridors of Wall Street to the colorful landscape of conscious retail, they dive in to the significance of community, risk-taking, and genuine connection in the realm of business. Uncover how an unwavering resolve and a dance injury detour led to the birth ...

Ever feel like the U.S. tax system is a labyrinth designed to confuse mere mortals? Fear not! Join Jessica and Brandon Norwood as they unravel the mysteries of tax brackets and decode how W2 income really works. *This episode was recorded in 2023 and references the 2023 tax brackets. Please review the current brackets for up-to-date information. If you’d like to leave us a question to be answered during future episodes, you can do so at Speakpipe. You can email us at: thesugardaddypodcast@gma...